MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Manufactured Home Floor Plans

ManufacturedModularMH Advantage

Pinehurst / 2511

Built by: KIT Custom Homebuilders
3
2
1813 ft²
26'8" x 68'0"
2511
ManufacturedModularMH Advantage

Central Great Plains / CN960

Built by: Champion Homes
3
2
1740 ft²
29'0" x 60'0"
Quality built home boast extra large living room opening to beautiful kitchen with large center island, utility/laundry ro...
ManufacturedModularMH Advantage

Central Great Plains / CN844

Built by: Champion Homes
3
2
1174 ft²
26'8" x 44'0"
Skillfully designed three bedroom home with no wasted hallway space features beautiful well equipped kitchen, spacious liv...
ManufacturedModularMH Advantage

Enterprise / FH60

Built by: Champion Homes
3
2
1740 ft²
29'0" x 60'0"
Stylish easy flow floor plan with spacious living room open to beautiful island kitchen, extra spacious privately located ...
ManufacturedModularMH Advantage

Central Great Plains / CN976

Built by: Champion Homes
4
2
2204 ft²
29'0" x 80'0"
Grandeur CN976
ManufacturedModularMH Advantage

Catena / R20

Built by: Champion Homes
3
2
1493 ft²
26'8" x 56'0"
Redman Catena R20
ManufacturedModularMH Advantage

Catena / R10

Built by: Champion Homes
3
2
1387 ft²
26'8" x 52'0"
Redman Catena R10
ManufacturedModularMH Advantage

Central Great Plains / 05-2448

Built by: Champion Homes
3
2
1120 ft²
23'4" x 48'0"
05-2448
ManufacturedModularMH Advantage

Central Great Plains / CN204

Built by: Champion Homes
3
2
1740 ft²
29'0" x 56'0"
CN204
ManufacturedModularMH Advantage

Enterprise / FH01

Built by: Champion Homes
3
2
1740 ft²
29'0" x 58'0"
FH01
ManufacturedModularMH Advantage

Catena / CTN-C23

Built by: Champion Homes
3
2
1972 ft²
29'0" x 68'0"
CTN-C23
ManufacturedModularMH Advantage

Central Great Plains / CN964

Built by: Champion Homes
3
2
1854 ft²
29'0" x 64'0"
Central Great Plains CN964
PLEASE NOTE: All sizes and dimensions are nominal or based on approximate builder measurements. Westwind Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.