MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Manufactured Home Floor Plans

ManufacturedModularMH Advantage

Lifestyle / Pika SCC643

Built by: Champion Homes
3
2
1715 ft²
26'8" x 64'0"
Pika SCC643
ManufacturedModularMH Advantage

Lifestyle / Rainbow Trout SCI643

Built by: Champion Homes
3
2
1707 ft²
26'8" x 64'0"
Rainbow Trout SCI643
ManufacturedModularMH Advantage

Central Great Plains / CN876

Built by: Champion Homes
3
2
2027 ft²
26'8" x 76'0"
Sprawling well designed home with spacious living room, den, extra large family room, large beautiful kitchen, formal dini...
ManufacturedModularMH Advantage

Central Great Plains / CN860

Built by: Champion Homes
3
2
1600 ft²
26'8" x 60'0"
Stylish beautiful kitchen features convenient large island work station, snack/serving bar, floor to ceiling walk-in pantr...
ManufacturedModularMH Advantage

Central Great Plains / CN852

Built by: Champion Homes
3
2
1386 ft²
26'8" x 52'0"
Efficiently designed mid size home with great floor plan with no wasted hallway space, featuring spacious living room, bri...
ManufacturedModularMH Advantage

Central Great Plains / CN854

Built by: Champion Homes
3
2
1333 ft²
26'8" x 50'0"
Affordable midsize quality home with modern bright center kitchen, spacious living room, king size bedrooms, elegant baths...
ManufacturedModularMH Advantage

Enterprise / FH76

Built by: Champion Homes
4
2
2204 ft²
29'0" x 76'0"
This manufactured home is built to the federal (HUD) building code for manufactured housing.
ManufacturedModularMH Advantage

Enterprise / FH72

Built by: Champion Homes
4
2
2088 ft²
29'0" x 72'0"
Sprawling quality built family home features spacious living room open to beautiful gourmet style island kitchen, extra la...
ManufacturedModularMH Advantage

Enterprise / FH68

Built by: Champion Homes
4
2
1972 ft²
29'0" x 68'0"
Expansive family home features recessed entrance foyer into spacious living room, large modern well equipped island kitche...
ManufacturedModularMH Advantage

Enterprise / FH56

Built by: Champion Homes
3
2
1624 ft²
29'9" x 56'0"
Value oriented perfectly proportioned family home with modern state of the art island kitchen, spacious open living room, ...
ManufacturedModularMH Advantage

Enterprise / FH78

Built by: Champion Homes
3
2
1813 ft²
29'0" x 72'0"
FH78
ManufacturedModularMH Advantage

Enterprise / FH57

Built by: Champion Homes
3
2
1493 ft²
29'0" x 56'0"
FH57
PLEASE NOTE: All sizes and dimensions are nominal or based on approximate builder measurements. Westwind Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.